Home Equity Loans and Lines

We offer fixed-rate home equity loans and variable rate home equity lines of credit. In addition to offering you the best interest rates around, we also provide superior service to insure that you are completely satisfied.  Our equity loans and lines do not have an application fee or an annual fee (throughout the ten year period).  Our home equity loans or lines can be used for a variety of purposes, may be tax deductible (consult your tax advisor) and provide a lower cost way to borrow for:

  • Improving your home
  • Purchasing a vehicle
  • Affording a much needed vacation
  • Paying off medical bills
  • Funding education
  • Consolidating debt
  • Paying off a credit card balance while lowering your cost of borrowing

Home Equity Loan

 

  • Fixed Rates 
  • Flexible Terms
  • No opening fees 
  • up to 85% loan to value 

Home Equity Line of Credit

 

  • Adjustable rates (with Prime Rate as index)
  • up to 85% loan to value
  • 10 year line
  • You will never pay any opening fees or annual maintenance fees
  • Your interest rate is set by the amount of your line, you pay interest only on the amount you borrow
  • We make transferring your existing (or opening a new) home equity line very simple

 

Click here for the current rates on our consumer loans.

Please contact us if you have any questions.